Arthur lives alone but is starting to find daily tasks like meal preparation and cleaning more difficult. He doesn’t want to leave home but could use a little support.

Care at Sundale
Choose your care with confidence
Whether you’re exploring aged care for yourself or a loved one, understanding your options can make all the difference. We’re here to guide you to the care that suits your needs – and your lifestyle.
Compare care
What care is right for you?
Choosing between In-home care, retirement living, or residential aged care depends on your support needs. This guide compares these options so you can feel more confident about your next steps.
In-Home Care |
Retirement Living |
Residential Aged Care |
|
Support Level |
Light to moderate | Light to moderate | Light to moderate |
Living Arrangement |
In your current home | At a retirement living community | At a residential aged care community |
Independence |
Moderate to high | High | Lower to moderate |
Typical Costs |
Funding: Subsidised by the Australian Government through Home Care Packages. Client contribution: A basic daily fee may apply (up to 17.5% of the pension, but many providers including Sundale often waive this).
An income-tested care fee may apply if assessed by Services Australia.
Out-of-pocket: Depends on the package level (Level 1–4) but generally ranges from a few dollars per week to a few hundred, depending on means testing and services used.
Flexibility: You only pay for the care and support you use (e.g., cleaning, personal care, nursing, transport). |
Entry contribution: Usually a refundable accommodation deposit (ingoing contribution) – like purchasing the right to live in the unit. This varies based on location, size, and amenities.
At Sundale, this often ranges from $200,000 – $600,000+.
Ongoing fees: A weekly service fee to cover village maintenance, gardening, community facilities, etc.
Typically $80 – $150 per week.
Exit fees: A deferred management fee (DMF) is applied when you leave (often a percentage of the entry contribution, capped around 25–30%). |
Basic daily fee: Standard across Australia, set at 85% of the single aged pension (~$61/day in 2025).
Means-tested care fee: Extra fee depending on your income and assets.
Accommodation payment: Can be paid as a Refundable Accommodation Deposit (RAD) (lump sum, often $300,000 – $600,000+),
A Daily Accommodation Payment (DAP) (like rent), Or a combination of both.
Extra services: Some Sundale homes may offer optional extras (e.g., lifestyle services, premium dining), charged separately. |
Best For |
Those who want to stay in their own home as long as possible. You need help with daily tasks but are still largely independent. |
Independent, active retirees who want a safe, social, and low-maintenance lifestyle. Couples or singles ready to downsize and enjoy community living. |
Those with higher or complex care needs. You may require 24/7 nursing support, assistance with most daily activities, or have dementia/serious health conditions. |
Your care pathway
From enquiry to care
Everyone’s journey is different but here’s a typical pathway to start receiving care from Sundale.
1
Call or send our team an enquiry
2
Discussing government eligibility and funding
3
Understanding your care requirements with a care plan
4
Start receiving support!
"Sundale helped us take the next steps with confidence. They guided us through the options and helped find the best care for Mum."
Care scenarios
Example care journeys
See how different people found their way to the best care.
Arthur, 82
Best fit: In-Home Care
Heather and Todd, 73 & 75
Heather and Todd are active and healthy but want to simplify their lifestyle. They’re looking for a low-maintenance home with more opportunities to make new friends.
Best fit: Retirement Living
Terrance, 89
Terrance recently had a fall and is managing a few health conditions. His family feels he needs a safer environment with 24/7 support.
Best fit: Residential Aged Care
Frequently asked questions
Have questions? We’re here to help.
If you need more personalised advice, we’re here to help.